About Vijaya Bank
Vijaya Bank is a Presence Across Nation ( PAN) India Institute and it is a public sector bank operated from Bangalore Karnataka state. Through the Bank various delivery channels, offering financial products and services to its customers. As of March 2017, Vijaya bank has 2030 branches and 2000 ATMs are there from all States and Union Territories in the Country.
Owner of Bank: Government of India
Founded on: 1931 Yr
Nerve Center: Bangalore, Karnataka, India
Founders Name: Attavara Balakrishna Shetty (A. B. Shetty)
MD and CEO: R. A. Sankara Narayanan
Category List: Financial Banking, Consumer Banking, Investment, Private Banking, Mortgage Loans
Employee Size: 15,679+
Current Status: Active
Vijaya Bank was established at 23 October 1931 by a group of farmers sri A. B. Shetty on the occasion of Vijayadashami Day in Mangalore.
Now the Bank comes with the several latest technologies such as Cash deposit machines, ATM cards like Debit & Credit cards, Vijaya bank net banking through mobile and computers, Vijayabank funds transfer through RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) to all other branches & also offering RuPay Cards and providing the best services to its customers. Every bank has its individual Branch codes, this bank also provides the Vijaya bank IFSC Code to all Branches in the Country, through this online transactions can be done.
Deposit Products:
Savings Bank Account:The Saving Account can be opened by using his/her own name. If a minor over age 12 years, on the behalf of the guardian can open an account by submitting the Date of Birth Form issued by Hospital or schools, etc.., through the Vijaya Bank Passbook, transaction information can be known.
To maintain a bank account Urban/ Metro areas have to maintain minimum Rs/- 2000 and for Rural/ Semi Urban areas maintain Rs/- 10,000. For pensioners and students have to maintain Min Rs/- 500 balance in their Account.
Current Account:
This account can be opened by individual persons and Hindustan Undivided Families (HUF), Government departments, companies, trusts, etc..,
To open the Account need to submit correct address proofs, identity services in the document. The account holder should maintain min balance Rs/- 3000 in urban areas and in Rural areas maintain Rs/- 2000.
Current Account Services:
- V Plus Current Account
- Current Account Gold
- Current Account Silver
- The Current Account Platinum
- Current Account Ordinary
Term Deposits:
Term Deposits having different schemes such as,
- V Genuth Unnathi Recurring Deposits Bank Account
- Fixed Deposit
- Jeevan Nidhi Deposit
- Lakhpati Recurring Deposit
- Recurring Deposits
- V Balika Deposit
- Vijayashree Units
- Capital Gains Scheme
- V-GenUth Unnathi Plus Recurring Deposit
- V Cash Certificate
- Vijaya Tax Savings Scheme
- Variable Recurring Deposit
Corporate Banking:
Corporate Banking means it is providing financial services to corporations, Businesses.These can be having 2 types as follows:
- Term Loan: It is also known as project loans, these loans are granting to industries, commercial ventures constructions. On stand-alone basis these loans can be granted to the industries. The main purpose of the term loan process to funding the project or fixed assets.
- Working capital loan: This loan can be granted to nearby completing projects. To get the loan, the credit limit will above 10 lakhs and up to 2 crores from the banking process.
NRI Services:
To deal with foreign countries, the Vijaya bank is authorized by the Reserve Bank of India from 1971. It performs all types of foreign exchange business services such as import & export services, credit accounts, nonresident accounts, bank guarantee, etc..,
Vijaya Bank Online Services dealing 9 international currencies as follows:
- Japanese (JPY)
- Swiss Francs (CHF)
- Euro (EUR)
- U. S. Dollar (USD)
- Canadian Dollar (CAD)
- Australian Dollar (AUD)
- UAE Dirhams (AED)
- Singapore (SGD)
- Pounds Sterling (GBP)
Card Services:
- RuPay PaySecure
- Verified by VISA
- MasterCard Secure Code
- Debit Cards
- Credit Cards
- Charges of Cards
- Gift Cards
Remit and Collect:
We can send remittances through the Bank Nostro Account, the procedure can be available in the following process.
- FOREX Remittances
- Inland Remittances
- Electronic Remittance Services
- Inward Outward Collection Instruments
Through Vnet Banking Services, we can perform online transactions to any bank.can updated in their official website only, don’t follow any Vijaya Bank third Party sites for the Recruitment Process.
Vijaya Bank Website Address: https://www.vijayabank.com
Vijaya Bank Terms & Conditions: https://www.vijayabank.com/Terms-and-Conditions
The Vijaya Bank Net Banking: https://www.vijayabankonline.in
Vijaya Bank Toll-Free numbers: 18004255885 and 18004259992
