List of Urban cooperative banks in India

Urban cooperative banks – cooperative credit societies working at grass root levels

Cooperative societies formed with the sole purpose of granting credit facilities in urban areas called as Urban Cooperative banks. These banks created to encourage lower/ middle-class people about the habit of depositing their savings into the cooperative banks of India. They also support self-employment activities of lower/ middle-class people by providing small amounts of credit for a short-term period. Urban Cooperative Banks controlled by the Reserve Bank of India under the provisions of Banking Regulation Act, 1949. These banks are also known as primary cooperative banks and registered under the State cooperative societies Act or Multistate cooperative societies Act, 2002. Apnasahakari bank and Ahmedabad Mercantile bank are some of the prime examples. Get the list of Types of Banks in India from here.

Distinctive traits of Urban cooperative banks in India

  1. These banks supervised by State Registrar of cooperative societies (SRCS) or Central registrar of cooperative societies in the case of multi-state Urban Co-operative banks.
  2. Urban Co-op banking operations are limited to a city or town.
  3. Banking activities such as licensing of new branches, interest rate, loan and investment policies governed by the guidelines of Reserve Bank of India.
  4. Urban Cooperative banks focus on small borrowers with short-term needs.

Primary goals to be achieved by Urban cooperative banks in Indiaurban co-op banks list

  • Promote the habit of savings amongst the lower/ middle classes and connect them to regulated banking channels.
  • Inculcate the culture of self-help by providing financial assistance to unemployed urban youth.
  • Have direct interaction with farmers, artisans, salaried class, etc

List of Scheduled Urban Cooperative Banks in India- UCBs:

1 Abhyudaya Co-operative Bank
2 Adhyapaka Urban Co-operative Bank
3 Akhand Anand Co-Op Bank
4 Akola Janata Commercial Co-operative Bank
5 Akola Urban Co-operative Bank
6 Ahmedabad Mercantile Co-Op Bank
7 Andhra Pradesh Mahesh Co-Op Urban Bank
8 Apna Sahakari Co-Op Bank Ltd
9 Bassein Catholic Co-operative Bank
10 Bharat Co-operative Bank (Mumbai)
11 Bharati Sahakari Bank
12 Bombay Mercantile Co-operative Bank
13 Citizencredit Co-operative Bank
14 Dombivli Nagari Sahakari Bank Ltd
15 Eenadu Urban Co-operative Bank
16 Goa Urban Co-operative Bank
17 Gopinath Patil Parsik Janata Sahakari Bank
18 Greater Bombay Co-operative Bank
19 Indian Mercantile Co-operative Bank
20 Kalupur Commercial Coop. Bank
21 Jalgaon Janata Sahakari Bank
22 Janakalyan Sahakari Bank
23 Janalaxmi Co-operative Bank
Janata Sahakari Bank
25 Janaseva Sahakari Bank Ltd.,Pune
26 Junagadh Commercial Co-operative Bank
27 Kallappanna Awade Ichalkaranji Janata Sahakari Bank
28 Kalyan Janata Sahakari Bank
29 Karad Urban Co-operative Bank
30 Khamgaon Urban Co-operative Bank
31 Mahanagar Co-operative Bank
32 Mattancherry Sarvajanik Co-operative Bank
33 Mapusa Urban Co-operative Bank of Goa
34 Mehsana Urban Co-Op Bank
35 Muneshwra Swamy BANK
36 Nagar Urban Co-operative Bank
37 Nagpur Nagrik Sahakari Bank
38 Nasik Merchant’s Co-operative Bank
39 North 24 Parganas Co-Operative(Bank) Society Private Limited;
40 New India Co-operative Bank
41 Nutan Nagarik Sahakari Bank
42 NKGSB Co-operative Bank
43 Rajdhani Nagar Sahkari Bank
44 Rupee Co-operative Bank
45 Pravara Sahakari Bank
46 Punjab & Maharashtra Co-operative Bank
47 Rajkot Nagrik Sahakari Bank
48 Rajkot District Co-Op Bank
49 Sangli Urban Co-operative Bank
50 Saraswat Co-operative Bank
51 Sardar Bhiladwala Pardi Peoples Coop Bank
52 Shamrao Vithal Co-operative Bank
53 Shikshak Sahakari Bank
54 Solapur Janata Sahakari Bank
55 Surat Peoples Coop Bank
56 Thane Bharat Sahakari Bank
57 The Bangalore City Co-Op Bank Ltd
58 THE Jaynagar Mozilpur People’s Co-operative Bank Ltd.
59 The Kapole Co-operative Bank
60 The Surat District Co-Op Bank Ltd
62 TJSB Sahakari Bank
63 The Varachha Co-op Bank Ltd., Surat
64 Zoroastrian Co-operative Bank
65 Rohit Kataria Co-operative Bank
66 Sangli District Primary Teachers Bank Ltd, Sangli
67 Chartered Mercantile M.B. Ltd, Lucknow, U.P.
68 Lic of india staff co operative bank. H.O Pattom Thiruvananthapuram
69 The Bardoli Nagarik Sahakari Bank Ltd

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