Best Post office saving schemes in India
In India, Postal network one of the largest networks in the world. The Indian postal Department which has nearly 1.5 Lakes, Post Office around the nation. It is one of the major networks for the Communication. The Postal department introduces a Post office saving schemes as well as Speed post services in our Country. The post office saving scheme is very famous in India because the middle-class peoples are very interested to join in Post Office Savings Schemes.
The Government of India, the main intention to introduce the Small Saving Schemes because to get benefits as well as secure life for middle-Class peoples. The Central Government Postal Department introduces the various Schemes for all States of India.
The Following are Best Post office saving schemes
Post office saving- One Time Deposit Scheme
This scheme requires a lowest deposit amount of Rs-200/- Only. The maturity periods vary on or after 1 – 5 years duration with an alternative of redeposit amount on maturity. The interest rate ranges from 6.7 % – 7.5 % the rate of interest will be added depends on the period of deposit.
5-Year Post Office returning Deposit Account Scheme
The under this scheme the smallest amount to deposit is a mere Rs- 10/-. We can also invest the amount Rs 1,000/- a month in post office under the RD schemes up to 5 years. They provide the rate of Interest is 6.9% / yearly. The RD savings account will be easily transferred from one P.O. to other City PO Office if any change of city due to transfer. The RD account is able to be opened for everyone minimum age is 10year or above.
Sukanya Samriddhi Yojana Scheme
Sukanya Samriddhi Yojana Scheme especially for the girl child. The Genuine guardian of a girl child is able to open this account with her name by a minimum amount for deposit Rs-1000/- at age of 10 years old earlier than the account can be open as well as the account can be blocked after her completion of 21-years. A early closure is allowed only after the girl has attained at age of 18 years. Under this scheme, they provide interest rate is 8.1 % P.A which is planned on every year.
Post-Office Monthly Income Account:
The least amount can deposit necessary for this scheme with an amount an Rs-1500/-. We can also transfer amount through the online banking for P.O. is active. The accountable to be opened in the name of Children at age of 10 years, as well as above maturity time, is 5 years with a rate of interest is 7.3% -per yearly. The interest will be paid in every month.
Moreover information visit official website: https://www.indiapost.gov.in
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Toll-Free Number: 1800-266-6868
Main office Address:
Post Office Department,
Dak Bhawan- Sansad Marg,